October 21, 2020

COVID-19: Don't Keep Working At Your Restaurant Job ... Or Any Job For That Matter ... If You Are Sick With COVID-19!

COVID-19
Restaurant Employees Work While Sick With COVID-19


The San Francisco Chronicle recently published this article looking at why COVID-19 was much more dominate in the Bay Area Latino population versus other ethnicities.   The simple answer in the article was that Latino families often live in smaller living quarters with large, and sometimes multi-generational, families.  One person gets COVID-19, brings COVID-19 home, and spreads it to the other household members.  Bingo!

COVID-19

But here is what really got me riled up in the article.  The article included a portrayal of one Latino family in Contra Costa family where I live.  Dad, stay-at-home Mom, and 5 children age 2 through 16.  The family lives off of the father's part-time restaurant employment, in which he earns $1200 a month.  The rest of their income comes from various government programs (paid for by taxpayers such as you and me), and donations from their Catholic Church.

And yep, the family came down with COVID-19, seemingly first brought home by the mother.  Get this:  Paulina Barajas’ husband, Sergio Martinez, continued working for more than 2 weeks (Sept 18 - Oct 4) at his part-time restaurant job, grinding through a fever and nausea until he began wheezing on Oct. 4 — at which point Barajas took him to the emergency room.

Yep, a COVID-19 infected person, sick with fever and nausea, continued working IN A RESTAURANT for MORE THAN 2 WEEKS while sick.  WHILE SICK WITH COVID-19.  So apparently the restaurant took no health precautions, such as temperature checks or health screenings before shifts.  And you've got to wonder:  How much does this happen in restaurants in geheral?  This is just one reason why you won't see me eating at a restaurant, or getting takeout from a restaurant, for a long, long time.

Also recently reported on KCBS Radio was that the Oakland Flea Market and Swap Show, held in the heavily Latino populated Fruitvale area of Oakland, was running with large crowds of people.  And almost no person has been seen wearing a mask or social distancing, including both vendors and people looking to purchase something.

Why people refuse to follow simple health precautions for the spread of COVID-19 is beyond me.  I have neither empathy nor sympathy for those people who get infected due to their very own, by choice, thoughtless and dangerous actions.  These people all deserve a Bonehead Award for their callous and dangerous actions.

But I am left to wonder this thought:  Just how many people did Sergio Martinez infect with COVID-19 while he worked for 2 weeks at a restaurant while sick with the Coronavirus?

Stay safe and healthy everyone.  And make smart, informed choices and decisions to protect your health and the health of those around you.  Wear a face mask, social distance, wash your hands.  And one more very simple thing:  Don't go to work or go out in public when you are sick, unless your public outing is to get medical attention.  

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

October 16, 2020

See You After I Take A Short Break!

I'm taking a short break ... I will be away from posting new posts here on Thoughts from Mary Rae Fouts for a bit.  In the meantime, stay well and healthy, everyone!  Mary


Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

October 13, 2020

Non Sequitur Nails The False COVID-10 Heard Mentality

Non Sequitur Comic Strip
COVID-19
COVID-19 Heard Mentality
COVID-19 Deaths
COVID-19 Long Haulers


The October 12, 2020 Non Sequitur Comic Strip nailed what has all to often happened with the false heard mentality of people who think COVID-19 is fake, political, or nothing to be worried concerned about.  As in COVID-19 is "just the flu".   


This Non Sequitur Comic Strip is, unfortunately, so true.  If people would have implemented easy safe health practices when the COVID-19 Pandemic started .... wash your hands, social distancing, wear a face mask in enclosed public places, or outside when you are within 6 feet of people .... we'd all be in much better shape right now.  Instead, renewed spikes in COVID-19 cases are occurring throughout the world.

COVID-19 Long Haulers


And for those who think the death rate for COVID-19 is so low, the disease is nothing to be worried about?  Well, take a look at those who have survived COVID-19, only to be left with debilitating health morbidity issues, including experiencing chest pain, brain fog/lack of concentration, shortness of breath, blood clots, rapid heart rate, exhaustion, gastrointestinal issues., extreme muscle and body pain, chills and sweats. Medical experts are calling these people "long haulers", and have no idea how long these health issues will last.

COVID-19 Deaths


And as for those misguided people who think the death rate for COVID-19 is so low, the disease is nothing to be worried about?  Take a look at death statistics of COVID-19 versus seasonal flu.  As of October 12, 2020, approximately 215,0000 people in the United States have died this year from COVID-19.  Compare that to CDC's estimated deaths in the United States form the seasonal flu season of 2019-2020:  21,000 people died.

Deaths in the United States from seasonal flu,
 2019-2020 flu season:  21,000

Deaths in the United States from COVID-19
as of October 12, 2020:  215,000
  
 
Still think COVID-19 is nothing to be concerned about?

Stay safe and healthy, everyone.  If not for yourself, do it for those around you.

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

October 10, 2020

Lexi the Dog Wakes Up From An Afternoon Nap

Lexi the Dog


Lexi, my Faithful 10-year old Canine Companion Princess.  Here is my Chow Chow-Pomeranian mix Lexi recently waking up from an afternoon nap.  Lexi loves to be out in the backyard.  One of her favorite lounging and napping spots is along the back side of the house between 2 garden equipment storage closets.  The space between the units is perfect for her fit, and she has a wide view of the backyard, to keep track of the squirrels Lexi so loves to chase!  Lexi's high prey drive is, well, crazy high, even worse than that of her fur brother, Husky-Malamute mix Sid!

Stay optimistic, live in the present, and enjoy your day, just as Lexi does. 

Lexi Wakes Up From An Afternoon Nap
Good Girl, Lexi!

Unconditional love is as close as your nearest animal shelter.  Please adopt, don't shop.


Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

October 7, 2020

Honeywell HP300 HEPA Air Purifier ... A Must Have For Clean Air In Your Home!

Honeywell HP300 HEPA Air Purifier


I have Honeywell HP300 HEPA Air Purifier units staged throughout my home.  I originally purchased them to deal with allergy issues and pet dander inside the home.  However, the air purifier units have been essential in keeping my home air clean during the sometimes severe wildfire smoke we are once again experiencing in Northern California.  I have the units running 24/7, and they do a superb job of keeping our air clean inside the home.

One of the units recently alerted me that the HEPA air filters needed replacing.  (Each unit has 1 pre-clean filter, then 3 HEPA filters.)  Take a look at the BLACK old HEPA filters, next to a white, new HEPA filter.  Is that amazing, or what?  Yuck!  I can't imagine what the quality of our home interior air would be like now, without our air purifier units.

3 Dirty Honeywell HEPA Air Filters Next To A Brand New, Clean Filter.
The Honeywell HP300 Air Purifier Really Works! 

I highly recommend Honeywell HP300 HEPA Air Purifiers for clean air inside of your home.  I wouldn't be without our units, that's for certain!


Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

October 4, 2020

Chef Rob Lam: Your Face Mask Isn't Chin Jewerly! Wear Your Mask On Your Face, Not On Your Chin!

Chef Rob Lam

San Francisco Restaurant Lily

COVID-19


The San Francisco Chronicle recently published a lengthy article about Lily, a supposed "thrilling" (as Food Reporter Janelle Bitker described it) new Vietnamese restaurant in San Francisco, led by Chef Rob Lam, that opened on October 1.

Memo to Lily Chef Rob Lam:  Wear your face mask on your face, over your nose and mouth.  Don't wear it on your chin!

Upon reading the article in my morning newspaper, what I found less than "thrilling" was the lack of proper COVID-19 safety precautions taken by Chef Rob Lam.  In both photos that appeared in the newspaper article, Lam is wearing his face mask down around his chin like chin jewelry.  Take a look:


Photo Credits:  Scott Strazzante, sfchronicle.com

Would you eat food prepared at a restaurant by a chef who was not wearing a face mask, with the possibility that the chef might be infected with COVID-19?  I sure would not.   And what's more disturbing about this issue, is that the restaurant's website clearly states that "Face masks are mandated for team members at all times.  Face masks are mandated for all guests.  We reserve the right to refuse service to those who do not arrive with masks."  Yet Chef Lam is clearly NOT wearing a mask, violating the restaurant's own safety protocols.  Also makes a person wonder how much attention Chef Lam pays to other restaurant safety measures, including proper hand washing and food holding temperatures.

Wearing a face mask is a truly simple task.  I continue to find it headshaking unfortunate and frustrating that some people either refuse to wear a face mask, or wear one correctly.  And here you have a person of authority at the restaurant ... the CHEF, for goodness sake ... who is not wearing a mask.  Chef Rob Lam should set an example and WEAR A FACE MASK ON HIS FACE, NOT ON HIS CHIN.  If he's not wearing a mask, I'll bet my $1 that other employees are more than likely not wearing masks, too.  I'd also bet my $1 that if you asked Chef Lam if he wears a mask at the restaurant, he'd say "Sure, I wear a mask all of the time."

Sure he wears a mask all of the time.  Hanging from his chin!

Yet another unfortunate example ... a completely avoidable example ... of why people, myself included, are not flocking back to restaurants.  If people would have abided by simple safety protocols such as frequent hand washing and diligently wearing face masks in public when the COVID-19 Pandemic started, we'd all be in much better shape now than we are with this highly infectious, debilitating, and killing disease.

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

October 1, 2020

Healthier Eating and Living: Add Fresh Pineapple to Your Diet!

Pineapple

Healthier Eating and Living


Fresh pineapple is a fruit that tends to be forgotten in the produce department, replaced instead for canned pineapple.  Maybe it’s that people don’t know how to judge for ripeness, or think you need a fancy pineapple corer to prepare the fruit?

Well, you don’t need a fancy pineapple corer to prepare the fruit.  A large, sharp knife is all you need to peel the skin, slice the pineapple pieces, and trim out the small round core.  And the pineapple skin, core, and top make excellent compost ingredients! 

As far as ripeness is concerned, fresh pineapple is ripe when the skin starts to turn a bit yellow.  So, if you are going to prepare your fresh pineapple within a day or so, select a pineapple that has some yellow coloring on the skin.  Otherwise, you’re fine to select a fresh pineapple that has more green on the skin.  Keep it on the counter at room temperature, and it will continue to ripen.  Plus, it looks pretty on display and smells heavenly!  Here is a fresh pineapple I recently purchased, a Del Monte Gold grown in Costa Rica.  It will provide a lot of fresh pineapple for $5.99!  Fresh pineapple is so delicious eaten fresh, and in cooking and baking.  After you prepare the pineapple, keep it in a covered container in the refrigerator, and enjoy!

Just prepared fresh pineapple.  Yum!

Pineapple Nutrition


Not only is fresh pineapple beyond delicious, it is packed full of nutrition and health benefits!  Here are pineapple nutrition details and health benefits from healthline.com.

One cup (5.8 ounces or 165 grams) of pineapple chunks contains the following:
  • Calories: 82.5
  • Fat: 1.7 grams
  • Protein: 1 gram
  • Carbs: 21.6 grams
  • Fiber: 2.3 grams
  • Vitamin C: 131% of the RDI (Recommended Daily Intake, or Allowance)
  • Manganese: 76% of the RDI
  • Vitamin B6: 9% of the RDI
  • Copper: 9% of the RDI
  • Thiamin: 9% of the RDI
  • Folate: 7% of the RDI
  • Potassium: 5% of the RDI
  • Magnesium: 5% of the RDI
  • Niacin: 4% of the RDI
  • Pantothenic acid: 4% of the RDI
  • Riboflavin: 3% of the RDI
  • Iron: 3% of the RDI
As you can see, Pineapple is loaded with Vitamin C and Manganese.  You're most likely familiar with the health benefits of Vitamin C, but perhaps not Manganese.  Manganese is an essential trace element.  According to the National Institute of Health:
"Manganese is an essential trace element that is naturally present in many foods and available as a dietary supplement. Manganese is a cofactor for many enzymes, including manganese superoxide dismutase, arginase, and pyruvate carboxylase. Through the action of these enzymes, manganese is involved in amino acid, cholesterol, glucose, and carbohydrate metabolism; reactive oxygen species scavenging; bone formation; reproduction; and immune response. Manganese also plays a role in blood clotting and hemostasis in conjunction with vitamin K."
Pretty cool, huh?!

Pineapple is loaded with healthy antioxidants, which help fight off sickness and disease.  Pineapple also contains the digestive enzyme bromelain, which helps overall digestion by breaking down proteins.  Bromelain also has anti-inflammatory properties, which may help ease painful inflammation and arthritis. 

So the next time you are shopping for produce, don’t forget to pick up a fresh pineapple.  You’ll be glad you did!

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 28, 2020

Weather: It Can be Crazy in Pleasant Hill And The San Francisco Bay Area!

Weather

Outside Air Quality


One thing for sure about weather in the San Francisco Bay Area is that it can be crazy, particularly in summer and early autumn.  The area is full of micro climates; communities can have weather and temperatures that vary widely.  As in crazy wide!  And as Mark Twain famously said, "The coldest winter I ever spent was a summer in San Francisco."

True.  And I never put clothes in storage, as you never know what type of clothing you'll need, given the wild gyrations in my local weather.

Pleasant Hill, California Temperatures


Summer and Early Autumn weather have once again been wild in Pleasant Hill where I live, some 26 miles east of San Francisco.  Everything from an extreme heat wave to below normal temperatures.  Take a look at the temperature range over the past 30 days (the month reading on the chart), as of yesterday, September 27, at 12:00 noon.  The data is from my Backyard Weather Station.

Data from Mary Rae Fouts' Backyard Weather Station
 as of Sunday, September 27 at 12:00 noon.

The temperature high over the past 30 days was 112.6*F.  The temperature low was 51.4*F.  That's a swing of 61.2*F over the past 30 days.  Crazy!

Just goes to show that Mother Nature is in charge, and there's no foolin' Her.

Pleasant Hill, California Air Quality


And the PurpleAir Air Quality Sensor Jim recently installed in our backyard has been so interesting to follow.  Thankfully, air quality has remarkably improved with dissipation of wildfire smoke.  But, you can see that we still experience a great fluctuation in air quality during the day, as shown by this multi-day data from my Backyard PurpleAir Air Quality Sensor, downloaded yesterday on September 17 at 12:00 noon.

Data From Mary Rae Fouts' Backyard PurpleAir Air Quality Sensor
a
s of Sunday, September 27 at 12:00 noon.

And by the way, if you enjoy following the weather at all, do install a Weather Station and a PurpleAir Air Quality Sensor in your yard.  Following your backyard weather and air quality is great fun and very, very interesting.  Current personal weather stations and air quality sensors are very sophisticated and not expensive.

Have a glorious end of September, everyone!

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 25, 2020

Julia Childs' Potatoes and Smoked Sausage: Always A Delicious and Easy Dish!

Julia Childs' Potatoes and Smoked Sausage


Julia Childs' Potatoes and Smoked Sausage is one of her famous, almost no recipe potato dishes.  And of course, it includes Julia's favorite ingredients:  butter and cream, or "all purpose cream" as she frequently called it.  So easy to make, endless variations, and always delicious, including leftovers.  It's a staple dish in my baking rotation.

Here's my most recent Potatoes and Smoked Sausage dish and ingredients.  Potatoes, Smoked Sausage, Cream, Butter, and Cheese are must ingredients.  Feel free to add other ingredients and seasonings of your choice.  Make some soon, you'll love it!

Julia Childs' Potatoes and Smoked Sausage

1 deep 9 inch pie pan
Yukon gold potatoes
salt and pepper smoked sausage
heavy cream
2 jumbo eggs
butter
olive oil
garlic
shishito peppers
dried Italian seasoning
Kosher salt
freshly ground pepper
shredded Swiss cheese

Butter pie pan.  Peel and slice Yukon gold potatoes, making enough to fill the pie plate about 3/4 full.  Briefly boil potatoes in salted water until about 1/2 done.  Dice garlic and shishito peppers.  Saute in olive oil with Italian seasoning until garlic and peppers are soft.   In 1 cup measuring cup, beat the 2 eggs.  Add enough cream to measure 1 cup; mix to combine.

 In large mixing bowl, combine potatoes, sausage, sauteed veggies and herbs , pepper to taste.   (I don't add extra salt here, as the potato water was salted).  Gently mix to distribute ingredients, then place in buttered pie pan.  Pour cream mixture over potato and sausage mixture.  Top with shredded cheese.  Optional : Add a few dollops of butter on top of the cheese, just like Julia did!  Cover with foil, and place on cookie sheet in case the mixture runs over.  (Been there, done that. ☹️)

Bake in a moderate oven until bubbly and done to your liking.  Leftovers are delicious!






Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 23, 2020

Welcome Autumn and Blue Skies!

Autumn 2020
Wildfire Smoke


Autumn, which arrived yesterday, is my favorite season.  I always enjoy the change of scenery, with colored, falling leaves and cooler weather.  And, here in my Pleasant Hill neighborhood, acorns falling from oak trees.  Which you may or may not think is a good thing, when a falling acorn hits you smack dab on the head!  And the oak trees have provided a bumper crop of acorns this year, that's for sure.  The squirrels are loving Mother Nature's acorn feast!

And last Saturday, September 19, after so many wildfire smoke filled days, we awoke to much improved air quality and blue skies.  Blue skies!  What a delight to see blue skies and white clouds, and some fog mixed in in the morning.  Here are 2 photos taken Saturday morning, looking west from my 2nd story veranda.




It's possible we'll have more wildfire smoke this weekend, given a possible change in air flow.  It's going to be a hot one, for sure.  Another heat wave scheduled for Saturday, Sunday, and Monday, with temperatures over 100*F.  Have a pleasant Autumn everyone!


Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 22, 2020

COVID-19: Wear A Damn Mask, And Wear It Correctly! What's So Difficult About That?

COVID-19

Face Masks


What's with people who either refuse to wear a face mask in public places when 6 feet of distance cannot be maintained?  And what's with people who don't wear face masks correctly?

Take this Southwest Airlines flight from earlier this spring.  I can see at least 4 seated people who are not wearing a mask correctly, including having a mask hanging from their chins.  This is one reason why you couldn't pay me enough money to get on a commercial airplane today.

Photo Credit:  sfchronicle.com

And then take this photo; it was published in the San Francisco Chronicle earlier this summer.  Shows a woman leaving a Fresno hospital, her 3 children by her side.  She had just spent 2 months ... 2 months! ... in the hospital for COVID-19.  And take a look at her mask ... It's under her nose, providing no protection for others around her!  Same with the 2 daughter on her left.  The son is the only person wearing a mask correctly, over the nose. 

You would have thought the hospital would have instructed her on proper face mask wearing before discharging her from her 2 month, millions of dollars hospital stay.  No wonder whole families get sick from COVID-19, and spread COVID-19 onto others.

Photo Credit:  sfchronicle.com

And the pitiful part of this, we would have a grip on COVID-19 today if people would have properly worn face masks, in addition to implementing social distancing and avoiding groups, when the COVID-19 Pandemic started. And keep your hands washed and away from your face.  So much of the spread is directly related to individual behavior, including parties and other large social gatherings.  Pretty simple stuff, really.

Stay safe and healthy, everyone.

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 19, 2020

COVID-19 Restaurant Etiquette: This Is Exactly Why Most People Have No Desire To Eat At A Restaurant. Myself Included!

COVID-19
COVID-19 Restaurant Etiquette


Well, I guess I'm on a Restaurant Roll, for better or worse.  While I'm on the topic of restaurants, here's another post on the topic.

A recent Sunday's San Francisco Chronicle had a doozy of an article in the Food and Wine Section:  Pandemic restaurant etiquette: What to know before dining out right nowThe article ... which took up an entire page ...  went on ad nauseum about proper "etiquette" for dining out during the COVID-19 Pandemic, with a focus on San Francisco restaurants.  As in most of the San Francisco Bay Area, San Francisco restaurants are currently only permitted to have outside dining and takeout/delivery.

Reading the article only reinforced what my husband Jim and I have talked about:  Most people have no desire to eat out now because it's simply not relaxing and not fun!  Duh!  Take this insightful paragraph, for example:

"Similarly, expect that restaurants may be asking you more questions, too, inquiring about your health and recent travel. This process might also include a contact-less temperature check, or a form requesting contact information in case the restaurant needs to reach you after your meal. It might feel more like a hospital visit, but remember, the restaurant is doing it to be safer. Prubechu in San Francisco, which modeled its questions after what hospitals are doing with visitors, requires diners to fill out questionnaires in part to help prevent its staffers from getting sick, owner Shawn Camacho said."
I'm sorry, but if eating at a restaurant is the equivalent of a trip to the hospital, why would anyone ... anyone ... want to eat out?  The restaurant industry has to adapt, and most restaurants aren't doing so, as noted by restaurant sales in San Francisco were down 86% this July from July 2019, and an estimated 50% or more of restaurants in San Francisco were closed in July.

Dining out in San Francisco ... No thanks!
Photo credit:  sfchronicle.com

One simple reason that restaurant sales are down in San Francisco is that eating out is not fun, nor relaxing.  Also, since March, people have grown accustomed to eating at home ... which I think is a good thing for family togetherness.  That routine has been going on for over 6 months now, and when people get into a routine, getting people to change the routine can be difficult.  And what the voluminous article interestingly failed to mention about dining outside in San Francisco, is this:
  1. The streets and sidewalks in San Francisco are filthy.  Who wants to eat on a filthy street or sidewalk?
  2. The weather in San Francisco can be cold and windy.  It's also very smoky now, with wildfire smoke drifting down to the ground.  Whos wants to dine outside in that environment?
  3. And regarding the health and travel questionnaires and temperature readings used by some restaurants, what do they do with the information?  Would you provide sensitive and very personal information information to a restaurant, with no guarantee that the information will remain private?  Who wants to share sensitive and private health information with a restaurant food server?  Duh!
  4. And who wants to dine outside in San Francisco's environment when you are surrounded by homeless people who may very well harass and threaten you, in addition to open air drug dealing and drug use.  Plus in some areas, the sidewalks and streets are littered with used drug needles and piles of human feces from encampments of homeless people.  Who wants to eat out amidst needles and feces?  Heck, even thinking of doing so ... or thinking that people will want to do so ... is downright crazy!
  5. And lastly, would you want to eat out knowing that restaurant workers may be infected with COVID-19, or that perhaps the last customer who ate off of your dishware and flatware, or drank out of your glass, was infected with COVID-19?   
What is "normal" is always in a state of change and flux.  But considering all of the above, eating out is not something I would allow in today's normal for my life.  Would you?

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 16, 2020

Restaurants In San Francisco Say An "Extinction Event" Is Forthcoming Without More Federal Funding. $120 Billion Of Funding.

COVID-19

San Francisco Bay Area Restaurants

Dining Out During COVID-19


Another article appeared yesterday in the San Francisco Chronicle (read it here) about the demise of San Francisco Bay Area restaurants during COVID-19 and its related business operating restrictions.  The San Francisco restaurant industry group Golden Gate Restaurant Association is warning of an upcoming "Extinction Event" for restaurants without another round of federal funding (such as the recent Paycheck Protection Loan program) for restaurants.  The specific new round of federal funding restaurant industry groups propose is the whopper of a $120 billion ... billion ... of taxpayer-funded bailout money for restaurants.  The program, titled the Restaurants Act, is currently pending in Congress. 

To this conundrum, I pose this question:  Why should the federal government provide money to a non-essential industry when consumer behavior has adversely changed towards this industry, namely restaurants and eating out?  And this isn't "government" money or "federal funds" but rather a programs funded by taxpayer dollars.  Taxpayer dollars paid by you and me.

I'm not just referring to restaurants in San Francisco and the San Francisco Bay Area, but rather the restaurant industry in general.  It's a difficult question to ask, but one that has to be considered.

In Contra Costa County (San Francisco East Bay) where I live, the first COVID-19 Shelter in Place order was issued more than 7 months ago, on March 16, 2020.   During these 7 months, peoples' behaviors, lifestyles, and daily routines have remarkably changed.  People are actually cooking at home and eating meals together at home, which I happen to think is a good thing.  (Admittedly, I am biased on this subject, given my love of cooking and baking.)  Cooking and eating at home has also greatly benefited the sale of kitchen appliances, kitchen gadgets, and related items.

Students are learning remotely from home; workers who can are working remotely from home.  More and more companies are now saying that remote working, when possible, will likely be a permanent working method.  In other words, the new working normal.

Restaurants in both San Francisco and Contra Costa County are presently allowed to have takeout service and outdoor dining.  Many restaurants require a thermal temperature check of patrons before seating them.  Some restaurants even require completion of an invasive health questionnaire, asking about very private health matters and recent travel industry.  Then there are the masks you must wear except when eating or drinking.  How fun and relaxing is that experience?  Answer:  It's not.

CDC Estimate:  35% of People Infected with COVID-19 are Asymptomatic


And if you are placing faith in thermal temperature checks to catch people with COVID-19, think again. In late May, the CDC estimated that 35% of people infected with COVID-19 were asymptomatic, including no temperature.   A recent study in South Korea, and published in the peer-reviewed Journal of the American Medical Association, found that asymptomatic people infected with COVID-19 may carry just as much of the virus in their nose, throat, and lungs as infected people who show symptoms.  And the asymptotic people may also carry the virus for just as long as symptomatic COVID-19 infected people.

Do you want to eat at a restaurant knowing that someone at the table next to you, or a restaurant employee, may be infected with COVID-19?  What if the customer who last ate or drank from the plates, flatware, and glassware you are now using was infected with COVID-19?  Do you want to get takeout from a restaurant, with the possibility that the person preparing your food is infected with COVID-19?

My answer to these questions is no.  And make that a hard no.


I'm not trying to bash a business segment.  Not in the least.  But we have to face the normal of today, and the revised lifestyle and health safety measures for all of us.  No one I've spoken with is clamoring to eat out at a restaurant.  Throwing $120 billion of taxpayer dollars to the restaurant industry isn't going to save the industry.  If anything, it's only kicking the can down the road, adding more time until restaurants fail and close.

And how do you define a restaurant for this funding?  The grocery market I shop at, family owned Diablo Foods, has a hot deli, a cold deli, and does catering.  Should they then be eligible for a piece of the $120 billion action, too?

And what special interest group gets the next industry-specific mega billion funding package?  Hair salons?  Nail salons?  Day Spas?

The restaurant industry is a non-essential business industry, and it's operations and customer patronage aren't miraculously going to revert back to pre-COVID 19 times.  It has to evolve just like all of the rest of us have had to do.  One San Francisco restaurant owner, who owns several restaurants in the city, complained in the Chronicle article that she was in desperate need of more federal funding to continue paying health insurance for her employees.  While, at the same time, she is working on opening yet another ... yep, another ... restaurant in San Francisco.  How can this owner of multiple San Francisco restaurants cry for federal funding, when she has the money to open up yet another restaurant in this very unfriendly restaurant environment?  Geesh!  Quit spending money; quit expanding.  Expanding a failing business model does not create a successful business model.  The days of "we'll build a restaurant, and customers will come" are over. 

As history has shown us time and time again, a government simply throwing money at a problem doesn't solve the problem.  And a new round of $120 in federal funding via the federal Restaurant Act  ... taxpayer-financed funding, from taxes paid by you and me ... thrown at the restaurant industry isn't going to solve their conundrum.

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 13, 2020

Main Street Kitchen And Bar In Walnut Creek: How Can A Restaurant Be So Tone Deaf To The Current Horrific Wildfires and Choking Smoke in California?

Main Street Kitchen and Bar
Walnut Creek, California
Wildfire Smoke


Normally I am able to ignore ignorant, thoughtless, and plain stupid actions by people.  But this matter I was made aware of today really got my attention, and deserves a good old fashioned rant.  And a Bonehead Award, too.

Northern California is covered in horrific wildfires now, resulting in loss of life and extensive property damage.  The area is filled with choking wildfire smoke in dangerous levels.  The PurpleAir Air Quality Sensor I purchased arrived 2 days ago, on Friday, September 11.  We installed it that afternoon.  Here is a graph of the sensor's air quality readings (sensor ID redacted) from yesterday, Saturday, September 12.



The average air quality reading yesterday was 210.3, which ranks "Very Unhealthy" on the air quality scale.  The sensor recorded a high reading of 322 yesterday, which ranks "Hazardous" on the air quality scale.  Here's a recent photo of choking wildfire smoke in my neighborhood.  The air is absolutely putrid and unhealthy.


Main Street Kitchen and Bar in Walnut Creek, California


Which brings me to Main Street Kitchen and Bar in Walnut Creek.  Ate there one time.  Both the service and food was terrible, would never go back.  Plus, the wife/owner Lauren is completely psycho.  For negative reviews, she actually trolls the customer, reviewing security camera footage ... or "the tapes" as she calls it ... to try to figure out who the customer is, and to spy on the customer.  And she responds to negative reviews with sicko comments.  That's plain psycho and nuts in the head.

I'm not the only person to have a very negative experience at Main Street Kitchen and Bar.  I read one Google review from a diner who ate there in August.  She was actually charged $2.50 extra for parmesan cheese to go with her spinach ravioli, an entree she described as a complete flop.  I mean, what restaurant charges $2.50 extra for parmesan cheese that should automatically accompany pasta?!  What's next, an extra charge for each piece of flatware on the table?

But this social media post yesterday from Main Street Kitchen really is a piece of work.  Completely disrespectful to the suffering, loss of property, and loss of life in California due to the current wildfires and choking smoke.

What did Main Street Kitchen and Bar do?  The restaurant actually posted on Facebook yesterday, Saturday, September 12 ... a day when the air was filled with choking smoke, with an average air quality reading of 210.3 and a high air quality reading of 322 ... about the "unique smoky flavor" imparted by their "Artisan Wood Fire Oven".  Here's the Facebook post and (poor) posted photo of the "Artisan Wood Fire Oven":

credit:  facebook.com

credit:  facebook.com

Memo to Main Street Kitchen and Bar:  Quit using your damn "Artisan" Polluting Wood Fire Oven!  You've earned a Bonehead Award for your thoughtless stupidity!  We don't need any more damn smoke in the area.  Today, Sunday, September 13 marks the 27th straight Spare The Air Day, and you are burning wood to cook, adding only more unhealthy smoke to the air?!

And how about an ounce of compassion for the people in California who are choking on wildfire smoke.  For the people who have lost property and have lost lives in the current wildfires.  No one cares about your damn "unique smoky flavor".  We've all got more than enough smoke to deal with.  We don't need your damn "Artisan" Wood Fire Oven belching smoke into the environment, adding more smoke to the choking and very unhealthy wildfire smoke already present around us.  Geesh!

And while you're at it, perhaps address your ongoing Major Health Department Inspection Violations for Improper Hot and Cold Holding Temperatures of your food.  (See Contra Costa Health Department inspection details below.)  What are you trying to do, add a good dose of salmonella to each menu item?  And how about adequate hand washing facilities while you're at it?  Yuck!


It's downright headshaking how lame brain stupid and disrespectful some people can be ... in this case, the Bonehead Award Winners and Owners of Main Street Kitchen and Bar in Walnut Creek.

My rant for today is now done.

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  She is an avid cook and baker, and a stickler for proper food handling and food safety.  For more information about Mary's professional services visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 11, 2020

Caster Semenya: Intersex Athlete Loses Swiss Supreme Court Appeal - Must Decrease Testosterone Levels to Continue Competing Against Women

Caster Semenya.
Caster Semenya Swiss Supreme Court Appeal Dismissed.


I've posted about Caster Semenya before (see posts and photos below).  Caster Semenya is the 2-time women's 800 meter Olympic champion, who crushed the women's field in both Olympics, as well as in other races.

Problem is, Caster Semenya is an athlete who identifies as female, yet has male testes that continuously generate testosterone levels equal to that of a male.  Medical tests indicate Semenya has only male sex chromosomes, and no female sex chromosomes.  Zilch.  Nada.

But because Semenya identifies as female, track and field regulatory bodies had allowed Semenya to compete in women's track events, including the 800 meter race.  I have felt, and continue to feel, that that decision was incredibly unfair to other women competitors, given the extremely unfair advantage Semenya maintained with her greatly elevated testosterone levels.  Eventually regulators re-examined this decision, and as posted below, agreed with me, ruling that Caster Semenya must do the following:
  1. Take hormone-suppressing drugs and reduce her testosterone levels below five nanomoles per liter for six months before competing, and maintain those lowered levels; or
  2. If she chooses to not reduce and maintain lowered testosterone levels, she must compete against men; or
  3. She can enter competitions for intersex athletes, if any are offered.
Caster Semenya with her lawyer in 2019.
Credit:  Laurent Gillieron/Keystone, via Associated Press
Additional Photo Credit: nytimes.com

Caster Semenya appealed this decision to the Swiss Supreme Court.  The Court recently dismissed the appeal, meaning Semenya must decrease her testosterone levels with medication or surgery if she wants to continue competing against women.

Caster Semenya has indicated that she will not lower her testosterone levels.

Duh!  Of course Caster Semenya isn't going to reduce her testosterone levels to allowable female levels and compete against women!  If she were to lower her testosterone levels to allowable female levels, her 800 meter times would greatly slow.  She would no longer be a winner and a champion competing against women.  And that, my friends, would prove the whole argument that Caster Semenya did indeed have an egregiously unfair advantage competing against women in track events.

A fair and just decision, indeed.  However, it is a pity that so many female 800 meter track athletes were jilted and gypped by Caster Semenya's egregiously unfair, testosterone-fueled advantage over the past decade or so.

~~ Originally Posted May 3, 2019  ~~

Caster Semenya
The two-time Olympic gold medalist in the women's 800 meter race.

An athlete who identifies as a female, yet has male testes which continuously generate testosterone levels equal to that of a male.

In spite of this testosterone-generated muscle-building and enhanced oxygen-carrying capacity, Semenya has been allowed to compete as a woman in woman's elite track events.  I posted about this matter twice in 2016 (see my August 24, 2016 post below), and stated I did not believe it was fair to the rest of the female competitors to allow Semena to compete as a female.  I felt then as I do now, that Semena's greatly increased testosterone level gives her a competitive advantage not attainable by the other female athletes, and therefore creates an unequal playing field.

The Swiss-based Court of Arbitration for Sport recently agreed with me.  The Court ruled (2-1) that if Semenya wants to keep participating in at major track international competitions, she must do one of the following:
  1. Take hormone-suppressing drugs and reduce her testosterone levels below five nanomoles per liter for six months before competing, and maintain those lowered levels; or
  2. If she chooses to not reduce and maintain lowered testosterone levels, she must compete against men; or
  3. She can enter competitions for intersex athletes, if any are offered.

Caster Semenya Has No Female Sex Chromosomes,
Only Male Sex Chromosomes


Oh, and by the way, the Court's ruling also stated that Semenya's genetic testing showed that she has only XY Chromosomes, or Male Sex Chromosomes.  She has no ... zero ... XX Chromosomes, or Female Sex Chromosomes.  You can learn more about that finding and related technical information here.  Semenya was born with male testes and no female reproductive organs

Some people are arguing that the Court's decision is not fair to Semenya, as she identifies as a female and her high testosterone levels are naturally produced.  I don't buy that argument.  Why?  Well, if the Court's decision is truly unfair to Semenya, it is also unfair that female athletes are prohibited from taking anabolic steroids, which would allow them to compete with Caster Semenya on a level playing field.

Also, in elite sporting events, why should it matter at all if an athlete "identifies" as female or male?  If a person identifies as a fish, do we then need to create an Olympic Fish Category so the fish-identifiers are not discriminated against?  Geesh!

Lastly, if males who conveniently identify as female are allowed to compete as females in elite sporting events, the female sporting divisions will be flooded with male athletes who use this permission to game the system.  After all, winners of  Olympic and other major sporting event can earn $$$ millions in sponsorship fees and royalties.  We may never see a biological female on the podium again.

~~ Originally posted August 24, 2016 ~~

I posted about the Olympic Games yesterday, and mentioned Caster Semenya, the "intersex" female who crushed the women's 2016 Olympic 800 meter field to win the race.

Sebastian Coe, president of the International Association of Athletics Federations, has indicated the IAAF will likely challenge the ruling which stopped monitoring of female athletes who have extremely high testosterone levels. The ruling allowed Caster Semenya to discontinue taking testosterone-lowering medication, which had the direct effect of a dramatic decrease in Semenya's middle-distance race times.

Read the article in the Guardian here.

And here is the photo on the article. Pretty telling, huh?



I'm sorry, but this person should not be allowed to race as a woman.  Being sensitive to Caster Semenya's physical deformities is one thing.  But allowing her to compete as a woman is quite another thing, and is simply not fair to the rest of the competitors.  No woman would naturally have this physical appearance, nor would a woman naturally have a sky-high testosterone level.

Hopefully common sense will prevail.  But then again, as my late father-in-law said, "There is really no such thing as common sense, because sense is not common."

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 8, 2020

Insurance: When Is The Last Time You Reviewed Your Insurance Policies?

Insurance Policy Review
Insurance Consulting



I know, insurance is not the most exciting topic to talk about.  Nonetheless, it's an important topic of discussion that is all too often ignored.

Pretty much everyone has some type of insurance coverage for their health, home, business, life, and other risks.  Most people rely solely on the advice of a commissioned sales insurance agent or website, receive the insurance policy, and promptly place the insurance policy in a folder to gather dust.

If that's you, that's a habit that needs to change.  When is the last time you reviewed your insurable risks and current insurance policies?  Do you have adequate insurance coverage?  Do you have insurance policies or coverage you are paying for, but perhaps really don't need?  Or perhaps your insurance agent is recommending you replace current insurance coverage with a different policy, or an increase in coverage?

Mary Rae Fouts, EA provides non-commissioned, Insurance Consulting Services providing insurance risk analysis, insurance coverage recommendations, and periodic insurance policy reviews.  Mary does not sell any insurance or annuity products.  Receiving objective, non-commissioned Insurance Consulting Advice from Mary ensures that such advice is based on your best interests, without the inherent conflict of interest from a commissioned insurance agent and insurance policy sale.

Mary  welcome your call to (510) 421-5457 or email to Mary@FoutsFinancialGroup.com to  discuss your insurance concerns.

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 5, 2020

Homeowners Insurance: Know the Risks Your Policy Covers. And What Risks It Doesn't.

Homeowners Insurance.



Homeowners Insurance is required if you have a mortgage on your property.  But truly, folks, Homeowners Insurance is simply essential to carry if you own a home. 
True, you may never make a claim on the policy ... And that would be a good thing!  But if you incur a significant - or perhaps catastrophic - loss such as a fire in your home, the financial burden of the loss may simply be too much for you to bear.

But do you know what is ... and is not ... covered for loss or liability on your Homeowners Insurance policy  Let's take a look at pest damage, and when such damage is ... or is not ... generally covered under an insurance policy.  You might just be in for some surprises!

Pest Damage
Is Pest Damage Covered Under Homeowners Insurance?


Just discovered you have a termite problem in your home and garage?  Or perhap you've discovered roof rats in your attic, and areas in your home the rodents have chewed through to gain entrance.

If you think your Homeowners Insurance will pay for the termite abatement, or that your insurance will pay for trapping the rodents and repairing the rodent-induced damage to your home, you're out of luck.  Damage from small pests - such as mice, rats, squirrels, and termites - is generally not a covered loss under Homeowners Insurance.  Policies typically define these small pests as "vermin" in the coverage exclusion.


On the other hand, damage from large pests is generally a covered event.  So if a bear smashes its way into your home and consumes the 2 cartons of mint chip ice cream in your freezer and the  pounds of cheese in fridge, the damage to your home, including the is cream and cheese, is generally a covered loss.

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

September 2, 2020

Are You An Employee Working Remotely From Home? Sorry, But No Home Office Deduction For You On Your Taxes.

Home Office Income Tax Deduction.



One of the income tax benefits of being self-employed with a home office is the income tax deduction for your home office space.
  The space must be used regularly and exclusively as your home office, so the corner of a bedroom doesn't count.  This deduction isn't huge or anything.  But hey, every little bit helps when it comes to income tax deduction.


Employee Working Remotely From Home?
No Home Office Income Tax Deduction For You.

But ... here's the bad news for employees that are now working remotely from home due to the COVID-19 Pandemic:  Even if you have a home office that you are using regularly and exclusively for your remote work, there is no home office income tax deduction for you.  Why?  Because in current tax code, the home office income deduction is only for self employed individuals, who take it on Schedule C for Self-Employed income and deductions.

Unfortunately, the home office deduction, from a regulatory standpoint, is not available to employees working remotely, even if a room in the home and it's use complies with home office requirements.  And this includes working remotely when you have to ... not by choice ... during events such as this ongoing COVID-19 Pandemic.

As both a self-employed individual and an Enrolled Agent licensed by the United States Department of the Treasury, do I think this is far for remote working employees?  Nope.  Not in a long shot.  But then again, the only thing I know that is truly fair in life is a baseball hit between first and third bases.

Perhaps tax code will change sometime in the future to allow a home office income tax deduction for remotely working employees.  Unfortunately, currently I know of no talk about this change, either on a federal level or California state level.

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

August 30, 2020

Kimberly Guilfoyle: Go Try Out For A Lead Part In A Cheesy Mexican Telenovela. With Your Crazed RNC Convention Speech, You're A Shoe In To Get The Part!

Presidential Election 2020

Kimberly Guilfoyle


Photo Credit:  sanfranciscochronicle.com
I did not watch any of the Democratic or Republican National Convention rubbish.   But, I did read newspaper articles and columns about the events.  Coverage of the RNC Convention in the Wednesday, August 26 San Francisco Chronicle caught my eye.  And really got me shaking my head.

What caught my eye?  Coverage about the over-the-top, crazed speech given by Kimberly Guilfoyle. 

For those of you who don't know, Ms. Guilfoyle is the former wife of Gov. Gavin Newsom, the current governor of California and a Democrat.  Guilfoyle is also the current girlfriend of Donald Trump, Jr., as well as a major fundraiser for President Trump's election campaign.

Well, Guilfoyle's speech was apparently a thinly veiled person attack directed at her ex-husband Gov. Newsom.  Also, the speech apparently was so crazy, screaming, and theatrical that this description of the speech in Phil Matier's SF Chronicle Column:
“By the end she was screaming. It was like she was channeling a Disney villain,” said Nate Ballard, who served as press secretary to Gov. Gavin Newsom, Guilfoyle’s former husband, when he was mayor."
Matier's column also stated that  "Guilfoyle slammed the state Newson governs as a “a land of discarded heroin needles in parks, riots in streets and blackouts in homes.”

Ok, Kimberly Guilfoyle.  If you want' personal, I'll give ya personal.  Here is some unsolicited advice to chew on.

(1)  You are a pathetic example for women.  No one likes a screaming, out-of-control, lunatic acting woman.  Take some professional speech/speaking lessons, and for God's sake calm down.   All you are is a prime example of a hysterical woman, the stereotype that women unfairly continue to be labeled because of lunatic crazies like you.

(2)  Just say no to no more plastic surgery and related cosmetic procedures.  And make that a hard no.  You look more plastic-made-up surgically fake than Nancy Pelosi.  And that sayin' a lot.
And while I'm talking about appearances, first off, your hair looks Barbie Doll fake, with a style out of the 1980s.  And your hair color is so unnatural, it reminds me of a dark brown stain and shellac on an antique Hoosier cabinet

(3)  Next on my critique agenda:  Honey, you need a new makeup artist.  As in ASAP.  I'm all into fragrance and makeup, but I don't have 2 pounds of the stuff applied to my face and eyes.  It looks like someone took a red sharpie and painted red on your cheeks.  Just how long did it take you to remove all of that makeup, anyway?

And for the benefit of all women, please publicize what brands of makeup you used for your Convention Speech appearance.  That way, all the rest of us will know what makeup brands NOT to purchase.

Photo Credit:  newsweek.com

(4)  Ditch the uber thick and gross fake fingernails, which went out of style decades ago.  Well, maybe unless you live in Queens, New York, but that's another topic for another day.  But seriously, your fake fingernails look, well, like something a Disney Villain would weae in an animated Disney movie.  Simply put, yoru fake fingernails look gross.  Really gross.

(5)  Lastly, have your future speech/speaking instructor help you get get out of the habit of opening your pie hole up so wide.  Just what are you expecting ... or hoping ... to put into your mouth, anyway?  But now that I think of it, I probably don't want to know.  Ewwww!

Now get to applyin' for a Telenovela lead roll.  With a clip of your convention speech as your audition, you're sure to get the roll.  Then you'll truly be famous and in the spotlight, just like you've always wanted to be.

Politics at it's finest.  Always stuff happening that I couldn't make up! 

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  She wrote in Mickey Mouse for President in 1916, and will probably do the same this year.  For more information about Fouts Financial Group's professional services visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts

August 27, 2020

What's Been Cooking And Baking In My Kitchen? Take A Peek!

Cooking and Baking.


I Iove to cook and bake.  Here are a few recent things from my kitchen.  Good Food = A Good Life.  Stay healthy and optimistic everyone.  Always find something to enjoy and appreciate in each day!  😁💜

Sourdough Dark Rye Bread.  100% Whole Grain made with my dark rye sourdough starter and other goodies, including peach nectar in place of spring water. 


Banana Bread with sliced almonds.  100% Whole Wheat.  So moist and flavorful!


A Bavette Steak from nearby Stemple Creek Ranch.  Cooked in a grill skillet on my stovetop.  So tender it cut with a butter knife!


Sourdough Sandwich Loaf Bread made with my Dark Rye Sourdough Starter.  100% Whole Grain, including Dark Rye Flour, White Whole Wheat Flour, and Rye Chops.  I experimented with these loaves and included a large, chopped up fresh white peach in the dough.  Turned out fantastic!


Sourdough Chocolate Cake made with my Dark Rye Sourdough Starter.  So moist and tender!

A Simple Salad made with seasonal goodies:  Dry Farmed Tomatoes, Cucumber, Bay Blue Cheese, and a drizzling of Ginger Mandarin Salad Dressing.  Tasty!

Mary Rae Fouts, EA . Fouts Financial Group


Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  She loves to cook and bake, including baking all breads, rolls, and baked goods for the household.  For more information visit FoutsFinancialGroup.com.  And remember ... Don't just stay positive, be positive!

Mary Rae Fouts