November 7, 2019

Fire Safety: Smoke Detectors Save Lives. Make Sure You Have Them, And That They Work.

Smoke Detectors

Last year, I wrote about a horrific fire in Chicago in which 10 children were killed.

The fire started in an enclosed porch at the rear of the building.  It has been called the deadliest Chicago fire in more than a decade.

And working smoke detectors?  None found.

According to Bureau of Alcohol, Tobacco, Firearms and Explosives spokesperson Larry Langford, the deaths and injuries could have been avoided if working smoke detectors had been in use:
"It was not hard to get out. The fire started in the rear, and the entryway to the front was wide open," Langford said. "Had they been awake or if someone had woken them, they would have gotten out."
In other words, the children would not have died in the fire had there been working smoke detectors in the home.

During a fire, a person can become unconscious and die from smoke inhalation in as little as 2 minutes.  2 minutes!  This is one life saving issue I counsel clients on when I review residential and business fire insurance.  Make sure your home and business has working smoke detectors.  If battery powered, change the batteries every 6 months.  Replace smoke detector units every 10 years, or sooner if they malfunction.

Smoke detectors.  Inexpensive and life saving.

Protect yourself and your loved ones by having working smoke detectors and adequate Fire Insurance Coverage. 

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About Mary Rae Fouts, EA

Mary Rae Fouts, EA provides Tax Services, Insurance Consulting Services, Annuity Consulting Services, and Expert Witness Services to clients who typically have technical or complex concerns.  For more information visit

Mary Rae Fouts

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